Terms & Conditions
Last Updated: May 2026
1. Acceptance of Terms
Welcome to Connect Wonders.
By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions, our Privacy Policy, and any applicable laws and regulations.
If you do not agree with any part of these Terms, please discontinue use of this website immediately.
2. About Connect Wonders
Connect Wonders is a business networking and financial services facilitation platform established in 2024.
We assist individuals and businesses in accessing various services including:
- Personal Loans
- Business Loans
- Home Loans
- Property Loans
- Education Loans
- Gold Loans
- Used Vehicle Loans
- Commercial Vehicle Loans
- Insurance Services
- Credit Card Swipe Services
- Fintech Services
- Chit Fund Assistance
- Real Estate Services
- Business Referral Networking
3. Nature of Services
Connect Wonders acts solely as a facilitator, consultant, referral partner, and networking platform.
We are not:
- A Bank
- A Non-Banking Financial Company (NBFC)
- A Lending Institution
- An Insurance Company
- A Chit Fund Company
- A Real Estate Developer
All loans, insurance products, financial services, and investment-related decisions are provided, approved, and administered by respective banks, NBFCs, insurance companies, fintech partners, chit fund organizations, or other authorized service providers.
4. Eligibility
By using our services, you confirm that:
- You are at least 18 years of age.
- You are legally competent to enter into binding agreements.
- The information you provide is accurate and complete.
- You are using the website for lawful purposes only.
5. User Responsibilities
You agree to:
- Provide accurate information.
- Submit genuine and valid documents.
- Not impersonate any individual or entity.
- Not engage in fraudulent or unlawful activities.
- Cooperate with verification processes when required.
Any false information may result in rejection of applications or termination of services.
6. Loan Services Disclaimer
Loan approval, sanction amount, tenure, interest rates, processing fees, and disbursement timelines are determined solely by the respective lender.
Connect Wonders does not guarantee:
- Loan approval
- Loan amount
- Interest rate
- Processing time
- Disbursement date
- Special offers or promotional schemes
All lending decisions are subject to the policies and eligibility criteria of the respective financial institution.
7. Insurance Services Disclaimer
Insurance products are issued by authorized insurance companies.
Connect Wonders only assists customers in understanding, applying for, and obtaining insurance products.
Policy issuance, premiums, coverage, exclusions, claims settlement, and policy terms are determined solely by the respective insurance provider.
Customers are advised to carefully read policy documents before purchasing any insurance product.
8. Credit Card Swipe & Fintech Services
Credit card transaction services are facilitated through authorized payment processing partners.
Current service charges may include:
- Utility Transactions – 1.50%
- Non-Utility Transactions – 1.80%
- AMEX Transactions – 3.50%
- Machine Swipe Transactions – 2.00%
These charges may change without prior notice.
Connect Wonders does not store complete credit card information and is not liable for interruptions caused by banks, payment gateways, card issuers, or network providers.
9. Chit Fund Services
Connect Wonders may facilitate introductions and assistance related to chit fund organizations including:
- Margadarsi Chits Private Limited
- Muthoot Pappachan Chits
- DNC Chits
Participation, bidding, subscriptions, dividends, and payouts are governed solely by the terms and conditions of the respective chit fund company.
10. Real Estate Services
Connect Wonders may assist customers with property-related inquiries and referrals.
We do not guarantee:
- Property appreciation
- Rental returns
- Legal approvals
- Project completion timelines
Customers must independently verify all legal, financial, and technical aspects before entering into any real estate transaction.
11. Business Networking & Referral Events
Connect Wonders conducts online and offline networking events, meetings, and referral sessions.
Participation in these events does not guarantee:
- Business referrals
- Revenue generation
- Contracts
- Sales opportunities
- Business partnerships
Success depends on individual participation, networking efforts, and market conditions.
12. Intellectual Property
All website content including:
- Logos
- Graphics
- Text
- Designs
- Images
- Branding
are the property of Connect Wonders unless otherwise stated.
Unauthorized reproduction, copying, distribution, or modification is prohibited.
13. Third-Party Websites
Our website may contain links to third-party websites.
Connect Wonders does not control or endorse third-party websites and is not responsible for their content, privacy practices, products, or services.
Users access third-party websites at their own risk.
14. Limitation of Liability
To the fullest extent permitted by law, Connect Wonders shall not be liable for:
- Loan rejection
- Insurance claim rejection
- Service delays
- Financial losses
- Business losses
- Data transmission failures
- Errors by third-party service providers
Our liability shall be limited to the extent permitted under applicable law.
15. No Professional Advice
Information provided on this website is for general informational purposes only.
Nothing on this website constitutes:
- Legal advice
- Financial advice
- Tax advice
- Investment advice
Users should consult qualified professionals before making financial decisions.
16. Privacy
Your use of this website is also governed by our Privacy Policy.
By using this website, you consent to the collection and processing of information as described in the Privacy Policy.
17. Modifications
Connect Wonders reserves the right to modify these Terms & Conditions at any time without prior notice.
Continued use of the website after changes are posted constitutes acceptance of the revised Terms.
18. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of India.
Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu, India.
19. Contact Information
Connect Wonders
A. Nandakumar
Financial Services & Business Networking Consultant
📞 +91 80150 20507
📍 Registered Office:
3/16B TNHB Phase 2, Block 3, 20 Feet Road,
Manali New Town, Chennai – 600103
📍 Branch Office:
235/1, GNT Road,
Redhills, Chennai – 600052
📧 Email: info@connectwonders.com
Important Disclaimer
Connect Wonders is a service facilitator and referral platform. We do not directly provide loans, insurance policies, chit fund subscriptions, investment products, or financial services. All approvals, rates, terms, conditions, and decisions are solely determined by the respective banks, NBFCs, insurance companies, fintech providers, chit fund organizations, and service partners.